Delta Air Lines and American Express are currently running solid welcome offers on their cobranded credit cards. Many of these bonuses match the highest-ever offers we’ve seen.

These bonuses will only be available for a limited time, so now is a great time to apply if you’ve been eyeing one of these cards.

Let’s dive into each of these offers and see which one may be a good fit for you.

Comparing Delta credit card welcome offers

Here’s an overview of the offers at first glance:

Card Welcome offer Annual fee Bonus value*
Delta SkyMiles® Reserve American Express Card Earn 100,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. Offer ends July 16. $650 (see rates and fees) $1,250
Delta SkyMiles® Platinum American Express Card Earn 90,000 bonus miles after spending $4,000 on purchases in the first six months of card membership. Offer ends July 16. $350 (see rates and fees) $1,125
Delta SkyMiles® Gold American Express Card Earn 80,000 bonus miles after spending $3,000 on purchases in the first six months of card membership. Offer ends July 16. $0 introductory annual fee for the first year, then $150 (see rates and fees) $1,000
Delta SkyMiles® Blue American Express Card Earn 10,000 bonus miles after spending $1,000 on purchases in the first six months of card membership. $0 (see rates and fees) $125
Delta SkyMiles® Reserve Business American Express Card Earn 110,000 bonus miles after spending $12,000 on purchases in the first six months of card membership. Offer ends July 16. $650 (see rates and fees) $1,375
Delta SkyMiles® Platinum Business American Express Card Earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership. Offer ends July 16. $350 (see rates and fees) $1,250
Delta SkyMiles® Gold Business American Express Card Earn 90,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. Offer ends July 16. $0 introductory annual fee for the first year, then $150 (see rates and fees) $1,125

*Bonus value is based on TPG’s June 2025 valuations and is not provided or reviewed by the issuer.

Delta personal cards

Delta offers four personal cards. The card that is right for you depends on how frequently you fly with Delta and how much you’re willing to pay for an annual fee.

Let’s take a look at what differentiates each of the Delta SkyMiles personal cards.

Delta SkyMiles Reserve American Express Card

The Delta SkyMiles Reserve is ideal for hardcore Delta fans and frequent flyers.

Current welcome offer: Earn 100,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. Offer ends July 16.

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THE POINTS GUY

According to TPG’s June 2025 valuations, these miles are worth $1,250.

These 100,000 miles match the highest offer we’ve seen in the card’s history, though the current spending requirement is also higher. This meets our requirement for when to apply.

Annual fee: $650

Key benefits: Delta’s most expensive consumer credit card also comes with many benefits. For loyal Delta flyers who enjoy visiting the Sky Club, this card can pay for itself with lounge access, spending boosts and other benefits.

With this card, you’ll earn:

  • 3 miles per dollar on Delta purchases made directly with the airline
  • 1 mile per dollar on all other purchases

It comes with multiple perks for frequent Delta flyers:

  • 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
  • Annual companion certificate upon card renewal for round-trip travel in first class, Comfort+ or Main Cabin to select destinations
  • Delta Sky Club access when you fly same-day Delta, plus four one-time guest passes each year (you’ll receive 15 visits per year; earn an unlimited number of visits when you spend $75,000 or more between Jan. 1 and Dec. 31 of each calendar year)
  • Complimentary access to American Express Centurion Lounges when flying on a same-day Delta flight with a ticket purchased on the card
  • Up to $240 Resy statement credit per calendar year for purchases at U.S. Resy-affiliated restaurants (up to $20 monthly)
  • Up to $200 Delta Stays annual statement credit per calendar year on eligible bookings
  • Up to $120 in statement credits per calendar year for ride-hailing services in the U.S. (up to $10 monthly)
  • A Global Entry/TSA PreCheck fee statement credit ($120 every four years for Global Entry, up to $85 every 4 1/2 years for TSA PreCheck)
  • Access to complimentary upgrades (for non-Medallions)
  • A first bag checked for free on Delta flights
  • 20% inflight discount (in the form of a statement credit)
  • Earn 1 MQD per $10 spent on your card, plus 2,500 MQDs at the start of each Medallion qualification year
  • Hertz President’s Circle status

Enrollment is required for select benefits; terms apply.

To learn more, read our full review of the Delta SkyMiles Reserve.


Apply here: Delta SkyMiles Reserve American Express Card


Delta SkyMiles Platinum American Express Card

If you fly frequently with Delta but can’t justify the pricier Delta SkyMiles Reserve, the Delta SkyMiles Platinum is worth considering.

Current welcome offer: Earn 90,000 bonus miles after spending $4,000 on purchases in the first six months of card membership. Offer ends July 16.

THE POINTS GUY

According to TPG’s June 2025 valuations, these miles are worth $1,125.

Like with the Delta Reserve, the 90,000 miles offered on the Delta Platinum match the best offer in its history, but the current spending requirement is higher. Still, this meets our criteria of when to apply.

Annual fee: $350

Key benefits: This card is a good option if you fly Delta semi-regularly and are looking for a way to earn miles on purchases and reach elite status. However, even if you aren’t going for status, the companion voucher alone can make the annual fee for this card worth it.

With this card, you’ll earn:

  • 3 miles per dollar on Delta purchases made directly with the airline and on hotel bookings made directly with the hotel
  • 2 miles per dollar on dining at restaurants worldwide (including takeout and delivery in the U.S.) and U.S. supermarkets
  • 1 mile per dollar on all other purchases

It also includes the following perks:

  • 15% off award redemptions for Delta flights (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
  • Annual companion certificate upon card renewal for Main Cabin round-trip flights to domestic locations, the Caribbean, Mexico or Central America
  • Up to $150 Delta Stays statement credit per calendar year
  • Up to $120 in statement credits per calendar year for ride-hailing services in the U.S. (up to $10 per month)
  • Up to $120 in statement credits per calendar year for purchases at U.S. Resy-affiliated restaurants (up to $10 per month)
  • Statement credit for Global Entry/TSA PreCheck application fees ($120 every four years for Global Entry and up to $85 every 4 1/2 years for TSA PreCheck)
  • First checked bag free on Delta flights
  • 20% inflight discount (in the form of a statement credit)
  • Earn 1 Medallion Qualification Dollar for every $20 spent on your card, plus a 2,500 MQD headstart at the beginning of each Medallion qualification year

Enrollment is required for select benefits; terms apply.

To learn more, read our full review of the Delta SkyMiles Platinum.


Apply here: Delta SkyMiles Platinum American Express Card


Delta SkyMiles Gold American Express Card

If you want to take advantage of a welcome bonus but aren’t a frequent Delta flyer, the Delta SkyMiles Gold is your best option.

Current welcome offer: Earn 80,000 bonus miles after spending $3,000 on purchases in the first six months of card membership. Offer ends July 16.

THE POINTS GUY

According to TPG’s June 2025 valuations, these miles are worth $1,000.

This matches the best offer we’ve seen in the card’s history, so now is a great time to apply.

Annual fee: $0 introductory annual fee for the first year, then $150

Key benefits: This card is ideal for occasional Delta flyers looking for a few extra perks when they’re flying with the airline.

With this card, you’ll earn:

  • 2 miles per dollar on dining at restaurants worldwide (including takeout and delivery in the U.S.), U.S. supermarkets and Delta purchases made directly with the airline
  • 1 mile per dollar on all other purchases

Other perks include:

  • 15% off award redemptions for Delta flights (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
  • First checked bag free on Delta flights
  • 20% inflight discount (in the form of a statement credit)
  • Up to $100 Delta Stays statement credit per calendar year on eligible bookings
  • $200 Delta flight credit annually after spending $10,000 in a calendar year

To learn more, read our full review of the Delta SkyMiles Gold.


Apply here: Delta SkyMiles Gold American Express Card


Delta SkyMiles Blue American Express Card

If you want an entry-level card to start earning SkyMiles and fly less frequently with Delta, then Delta SkyMiles Blue is the card for you.

Current welcome offer: Earn 10,000 bonus miles after spending $1,000 on purchases in the first six months of card membership.

THE POINTS GUY

According to TPG’s June 2025 valuations, these miles are worth $125. This is the typical welcome offer on the card.

Annual fee: $0

Earning rate: Earn 2 miles per dollar spent on eligible Delta purchases, dining at worldwide restaurants (including takeout and delivery in the U.S.) and 1 mile per dollar spent on all other purchases.

Key benefits: This no-annual-fee card comes with fewer benefits than its counterparts. Still, there are some simple perks for cardmembers.

With this card, you’ll earn:

  • 2 miles per dollar on dining at restaurants worldwide (including takeout and delivery in the U.S.) and Delta purchases made directly with the airline
  • 1 mile per dollar on all other purchases

Other benefits include:

  • Pay with Miles (take up to $50 off the cost of your flight for every 5,000 miles you redeem)
  • 20% inflight discount (in the form of a statement credit)

To learn more, read our full review of the Delta SkyMiles Blue.


Apply here: Delta SkyMiles Blue American Express Card


Delta business cards

If you own a small business or have a side hustle through which you pay business expenses, one of these offers may be a great addition to your work wallet.

Delta SkyMiles Reserve Business American Express Card

As the most expensive business card Delta offers, the Delta SkyMiles Reserve Business comes packed with great perks for Delta loyalists.

Current welcome offer: Earn 110,000 bonus miles after spending $12,000 on purchases in the first six months of card membership. Offer ends July 16.

THE POINTS GUY

According to TPG’s June 2025 valuations, these miles are worth $1,375.

The current bonus matches the highest number of miles we’ve seen offered in the card’s history. However, the spending requirement is double that of a previous offer. We recommend applying for this card anytime the offer is over 100,000 miles, so now is a good time to apply.

Annual fee: $650

Key benefits: This card is full of useful perks for small-business owners loyal to Delta.

With this card, you’ll earn:

  • 3 miles per dollar on purchases made directly with Delta
  • 1.5 miles per dollar on eligible transit, U.S. shipping and U.S. office supply store purchases
  • 1 mile per dollar on all other purchases

Its suite of benefits includes:

  • 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
  • Annual companion certificate each year upon card renewal for round-trip travel in first class, Comfort+ or Main Cabin on flights to select destinations
  • Delta Sky Club access (you’ll receive 15 visits per year; earn an unlimited number of visits when you spend $75,000 or more between Jan. 1 and Dec. 31 of each calendar year)
  • Complimentary access to American Express Centurion Lounges when flying a same-day Delta with a ticket purchased on the card (up to two guests may also enter for a fee of $50 each; terms apply)
  • Up to $250 Delta Stays annual statement credit per calendar year on eligible bookings
  • Up to $240 in statement credits per calendar year for purchases at U.S. Resy-affiliated restaurants (up to $20 monthly)
  • Up to $120 in annual statement credits per calendar year for ride-hailing services in the U.S. (up to $10 monthly)
  • A Global Entry/TSA PreCheck fee statement credit ($120 every four years for Global Entry, up to $85 every 4 1/2 years for TSA PreCheck)
  • Access to complimentary upgrades (when available) for non-Medallion members
  • First checked bag free on Delta flights
  • Earn 1 MQD per $10 spent on your card, plus 2,500 MQDs at the start of each Medallion qualification year

Enrollment is required for select benefits; terms apply.

To learn more, read our full review of the Delta SkyMiles Reserve Business.


Apply here: Delta SkyMiles Reserve Business American Express Card


Delta SkyMiles Platinum Business American Express Card

Business owners who are looking for a good mid-tier airline business card should consider the Delta SkyMiles Platinum Business for its earnings potential and benefits.

Current welcome offer: Earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership. Offer ends July 16.

THE POINTS GUY

According to TPG’s June 2025 valuations, these miles are worth $1,250.

The current offer matches the best bonus we’ve seen in the card’s history, though the spending requirement is higher. Still, it meets our criteria of when to apply.

Annual fee: $350

Key benefits: This is a solid mid-tier option for business owners who travel with Delta semi-frequently.

With this card, you’ll earn:

  • 3 miles per dollar on Delta purchases made directly with the airline and on hotel bookings made directly with the hotel
  • 1.5 miles per dollar on transit, eligible U.S. shipping and all purchases over $5,000 (up to $100,000 spent per year, 1 mile per dollar thereafter)
  • 1 mile per dollar on all other purchases

Other perks with the card are:

  • 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
  • Annual companion certificate each year upon card renewal for Main Cabin round-trip flights to domestic locations, the Caribbean, Mexico or Central America
  • Up to $200 Delta Stays annual statement credit per calendar year on eligible bookings
  • Up to $120 in statement credits per calendar year for purchases at U.S. Resy-affiliated restaurants (up to $10 monthly)
  • Up to $120 in annual statement credits per calendar year for ride-hailing services in the U.S. (up to $10 monthly)
  • A Global Entry/TSA PreCheck fee statement credit ($120 every four years for Global Entry, up to $85 every 4 1/2 years for TSA PreCheck)
  • First checked bag free on Delta flights
  • Complimentary upgrades (when available) for non-Medallion members
  • Earn 1 MQD for every $20 spent on your card, plus a 2,500 MQD headstart at the beginning of each Medallion qualification year

Enrollment is required for select benefits; terms apply.

To learn more, read our full review of the Delta SkyMiles Platinum Business.


Apply here: Delta SkyMiles Platinum Business American Express Card


Delta SkyMiles Gold Business American Express Card

The Delta SkyMiles Gold Business is ideal for smaller businesses or business owners who aren’t Delta loyalists.

Current welcome offer: Earn 90,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. Offer ends July 16.

THE POINTS GUY

According to TPG’s June 2025 valuations, these miles are worth $1,125.

The current offer is in line with the highest bonus we’ve seen in the card’s history. Now is an excellent time to apply.

Annual fee: $0 introductory annual fee for the first year, then $150

Key benefits: Small businesses that don’t fly Delta often but want to enjoy perks when they do will enjoy the perks of this card.

With this card, you’ll earn:

  • 2 miles per dollar on Delta purchases made directly with the airline and U.S. shipping and advertising (up to $50,000 spent per year; 1 mile per dollar thereafter)
  • 1 mile per dollar on all other purchases

Other perks include:

  • 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
  • First checked bag free on Delta flights
  • Up to $150 Delta Stays annual statement credit per calendar year on eligible bookings
  • Up to $200 annual Delta flight credit after spending $10,000 in a calendar year
  • 20% inflight discount (in the form of a statement credit)

To learn more, read our full review of the Delta SkyMiles Gold Business.


Apply here: Delta SkyMiles Gold Business American Express Card


Which Delta credit card is right for you?

With a full lineup of Delta cards, you may wonder how to pick the best offer for your needs. While it might be tempting to go after the one with the highest offer, you should also consider its long-term value in your wallet.

ZACH GRIFF/THE POINTS GUY

The good news is that you can’t go wrong by applying for any of these offers. Here’s our advice:

  • Reserve: Loyal Delta flyers who want lounge access
  • Platinum: Regular Delta flyers
  • Gold: Occasional Delta flyers
  • Blue: Infrequent Delta flyers

Related: Why the Delta SkyMiles Reserve card is still one of the best cards I’ve added to my wallet

Bottom line

Delta SkyMiles isn’t generally the most valuable currency, partly because of unannounced program devaluations over the years. However, that doesn’t mean you can’t find value in the SkyMiles program. Many TPG staffers prefer flying Delta over any other U.S. carrier.

Remember that American Express has a once-per-card-per-lifetime rule in place regarding welcome offers. If you’ve had one of these cards in the past, you likely can’t earn a welcome offer on the same card again.

This is why timing your Amex card applications is so important: You only get one shot to earn a welcome offer for each of them, so you’ll want to make it count.


Apply here: Delta SkyMiles Reserve
Apply here: Delta SkyMiles Platinum
Apply here: Delta SkyMiles Gold
Apply here: Delta SkyMiles Blue
Apply here: Delta SkyMiles Reserve Business
Apply here: Delta SkyMiles Platinum Business
Apply here: Delta SkyMiles Gold Business


For rates and fees of the Delta SkyMiles Reserve Amex, click here.
For rates and fees of the Delta Platinum Amex, click here.
For rates and fees of the Delta Gold Amex, click here.
For rates and fees of the Delta Blue Amex, click here.
For rates and fees of the Delta SkyMiles Reserve Business Amex, click here.
For rates and fees of the Delta Platinum Business Amex, click here.
For rates and fees of the Delta Gold Business Amex, click here.



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